Is Travel Insurance essential

Travel insurance is probably the last thing on your mind while planning a trip.Well if you have no clue about it,it can turn out to be the most important thing to have in a crisis situation.
I am not trying to sell the concept – it sells itself. What would you prefer if something goes wrong - getting access to proper and adequate facilities in case of a mis-happening or a frantic bid to arrange money?
No one carries enough cash for medical treatment, transport (in case proper treatment for a specific problem is not available) and for daily medical expenses at the hospital. If you have a travel insurance all this would be taken care of and you can focus all your energies to the problem at hand.
How many of us end up loosing our belongings while on a holiday? Did you know that you can claim compensation for your lost belongings if you are smart enough to get a travel insurance?
Its not just about medical treatment or compensation, the cover can be for more than that. If you miss your flight or if your flight gets cancelled, your trip is interrupted (due to work or family problems) or for hotel stays in case of missed flights. Travel insurance is probably the first and the most important thing to get before planning your trip.
If you are planning a trip without a travel insurance-think AGAIN.